Open post

Scary Market Conversations

Scary Market Conversations. Are you having them with your financial planner? Are they having them with you? Do you want to be having them or do you just want someone to blame for the lack of market returns? The Truth of the matter is that we are living in SCARY MARKETS, there is so much […]

Continue readingMore Tag

How Much Risk cover is enough?

In the past the answer to that question would have been, “Well, how much are you prepared to pay each month? Give me that number and I’ll tell you how much cover you qualify for.” Sounds like an alright deal, if you are buying a TV maybe! Not so great if you are ensuring your […]

Continue readingMore Tag

How Much Risk cover is enough?

In the past the answer to that question would have been, “Well, how much are you prepared to pay each month? Give me that number and I’ll tell you how much cover you qualify for.” Sounds like an alright deal, if you are buying a TV maybe! Not so great if you are ensuring your […]

Continue readingMore Tag

Annual Financial Planning Fees.

Welcome to part 3 of the 3 part series on FEES. Annual financial planning fees, are as the name suggests an annual fee paid to your financial planner, for the ongoing work done throughout the year, after your initial financial plan has been created and the recommendations implemented. In this final post on the fees […]

Continue readingMore Tag

What Lifestyle Financial Planning is NOT.

  Many people have a preconception of how they think an interaction with a financial planner will be and its generally not a good one. Its almost the same feeling when you see that private number on your cell phone, and you the know it’s someone trying to sell you something and you don’t want […]

Continue readingMore Tag

Implementation Fees.

Welcome to part two of a three part series on FEES. Time to be perfectly frank, implementation fees ARE the commissions slapped onto a particular product, which are meant to entice the planner to SELL, SELL, SELL and in a world where there hasn’t been an upfront financial planning fee charged and a client hasn’t […]

Continue readingMore Tag

Upfront Financial Planning Fees.

Welcome to part 1 of a 3 part series on FEES. Upfront financial planning fees are not those ridiculous commissions slapped onto a particular product which you as the client never actually see and enticed me as the planner to SELL, SELL, SELL. Neither are they the upfront percentages deducted off of your investment before […]

Continue readingMore Tag

The Risk Profile Analysis…

If you read my first blog post you would have noticed I have some pretty harsh views on the industry’s tool used to determine your risk tolerance, and in turn the return you should accept FOR THE REST OF YOUR LIFE. (Okay, maybe not the rest of your life, but at least for this investment […]

Continue readingMore Tag

Posts navigation

1 2 3 4 5