Why is it that when we think of financial planning, we think “product”? When we think of retirement planning we think Retirement Annuity (PRODUCT). When we think of dying, becoming disabled, or getting cancer, we think Life Insurance (PRODUCT). When we think of our children’s future education, we think education policy (PRODUCT). When we think […]
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How Much Risk cover is enough?
In the past the answer to that question would have been, “Well, how much are you prepared to pay each month? Give me that number and I’ll tell you how much cover you qualify for.” Sounds like an alright deal, if you are buying a TV maybe! Not so great if you are ensuring your […]
Continue readingMore TagHow Much Risk cover is enough?
In the past the answer to that question would have been, “Well, how much are you prepared to pay each month? Give me that number and I’ll tell you how much cover you qualify for.” Sounds like an alright deal, if you are buying a TV maybe! Not so great if you are ensuring your […]
Continue readingMore TagImplementation Fees.
Welcome to part two of a three part series on FEES. Time to be perfectly frank, implementation fees ARE the commissions slapped onto a particular product, which are meant to entice the planner to SELL, SELL, SELL and in a world where there hasn’t been an upfront financial planning fee charged and a client hasn’t […]
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