Accountable is defined as an obligation or willingness to accept responsibility for one’s actions. Accountability, however, means preventing something from going wrong. These are two very different meanings, the first brings back thoughts of being sent to the principal’s office in Primary School, knowing the fate that awaited me (the good old days of corporal […]
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Retirees and the correct draw down level
What is the correct percentage of income that I can draw down from my post retirement investment today and still ensure that I don’t run out of money and can live comfortably? This is a question I have been dealing with quite a lot lately as clients are either entering into their form of retirement […]
Continue readingMore TagCouples and THEIR Financial Planning.
Lately, I have been having more and more financial planning conversations with the complete family unit, both partners are entering into the arena and the results have been amazing. We are getting into the more meaningful part of what each of their wants and desires are and how they currently are not being addressed, purposely […]
Continue readingMore TagImplementation Fees.
Welcome to part two of a three part series on FEES. Time to be perfectly frank, implementation fees ARE the commissions slapped onto a particular product, which are meant to entice the planner to SELL, SELL, SELL and in a world where there hasn’t been an upfront financial planning fee charged and a client hasn’t […]
Continue readingMore TagUpfront Financial Planning Fees.
Welcome to part 1 of a 3 part series on FEES. Upfront financial planning fees are not those ridiculous commissions slapped onto a particular product which you as the client never actually see and enticed me as the planner to SELL, SELL, SELL. Neither are they the upfront percentages deducted off of your investment before […]
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