What is the correct percentage of income that I can draw down from my post retirement investment today and still ensure that I don’t run out of money and can live comfortably? This is a question I have been dealing with quite a lot lately as clients are either entering into their form of retirement […]
Continue readingMore TagTag: value
The best return you didn’t know you needed.
When it comes to investing your hard earned money, most people want the highest possible return and the least possible risk. Sound familiar? Well there is no such investment that gives you the highest return available with the lowest risk on your capital – sorry to burst your bubble. We typically find ourselves either taking […]
Continue readingMore TagTaking the plunge.
Recently, I have been having some really inspiring conversations with clients who are fed up with their current work life. I’m not talking about a bitch and moan session about how much they hate there boss or how under valued they are, or how much money they bring to the table versus the crumbs they […]
Continue readingMore TagProduct, product, product.
Why is it that when we think of financial planning, we think “product”? When we think of retirement planning we think Retirement Annuity (PRODUCT). When we think of dying, becoming disabled, or getting cancer, we think Life Insurance (PRODUCT). When we think of our children’s future education, we think education policy (PRODUCT). When we think […]
Continue readingMore TagHow Much Risk cover is enough?
In the past the answer to that question would have been, “Well, how much are you prepared to pay each month? Give me that number and I’ll tell you how much cover you qualify for.” Sounds like an alright deal, if you are buying a TV maybe! Not so great if you are ensuring your […]
Continue readingMore TagHow Much Risk cover is enough?
In the past the answer to that question would have been, “Well, how much are you prepared to pay each month? Give me that number and I’ll tell you how much cover you qualify for.” Sounds like an alright deal, if you are buying a TV maybe! Not so great if you are ensuring your […]
Continue readingMore Tag